What is social security withholding?

In the United States, Social Security is known as the Old Age, Survivors and Disability Insurance (OASDI) program. It is a social security program enabled through specific payroll taxes called the Federal Insurance Contributions Law (FICA). By law, employers and employees must pay taxes to the government. Social security withholding is included in this tax payment. In basic language, social security provides retirement, […]


For consumers in the home buying or refinancing market, the Internet has made it easy to conduct a thorough research and shop around for the best deal. In addition to the big banks and lenders, a host of online mortgage lenders have sprung up in the 21st century, many of them touting lower rates than their brick-and-mortar competitors, due to less […]

What is an ETF? and why does Fintual use them

ETFs provide the best level of access to global assets thanks to their flexibility, diversification and low costs. But what are they? And why do they suit you? After a lot of work, with my partners we created Fintual convinced of delivering the best possible portfolio for someone ordinary, and in the easiest way possible. To do this we had to […]

The ABC of Credit History and its importance

Since we started managing our finances or generated some type of income on our own, we heard about the need to create a credit history. However, do we really know how important it is? Let’s see.  The credit history is a record that reflects the behavior that a person or company has had in relation to its economic, financial, banking or commercial obligations.   For […]

What is the mortgage value of a home?

Financing is key when buying a home . Most citizens do not have enough money to buy a flat. Therefore, applying for a mortgage is one of the most common things that we currently find in the real estate market. And right here we find the concept that we are going to talk about next: the mortgage value. What is home equity? When we talk about […]


Home insurance is a contract by which an insurer covers damage to the home or the property in it. This insurance can cover both the damages that occur in your home and that of a third party. But can you do home insurance without being the owner ? There are different types of home insurance policies and all of them vary depending on the […]

What is personal liability insurance?

The insurance of personal responsibility is a component of insurance homeowners policy or a general insurance that protects the policyholder and members of the household of the policyholder against claims arising from injury or damage to others or property. It prevents policyholders from having to pay large out-of-pocket sums if they are held legally liable for something harmful that happens […]

How does the APR for credit cards work?

Interest charges on the credit card do not apply from the moment you make a purchase. In fact, you can avoid interest charges entirely by paying your bills in full every billing cycle. When you open a new credit card account, the creditor assigns you an annual percentage rate based on your credit score. However, most credit cards have variable interest […]

Marketing ‘Gurus’ – Do You Require One?

The letter “M” means Momentum, which is created by you. You must create Momentum in your life for yourself, for your Why, for your family, for your success, for your finances, for your health…YOU create Momentum! No one else will do it Midwest Institute for Addiction on AlcoholTreatmentCentersKansasCity.com you. You aren’t a surfer waiting for the next wave to come […]